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Who can get Covered California?

Most people under the age of 65 and over the age of 18 and who are citizens or permanent residents of the United States and are residing in California.

You are eligible under age 65 if:

• You are not receiving or are not eligible to receive Social Security benefits;
• You are not receiving disability benefits; or
• Your employer is not offering you affordable coverage; or.

Before age 65, you are eligible for free Medicare hospital insurance if:

• You have been entitled to Social Security disability benefits for 24 months; or
• You receive a disability pension from the railroad retirement board and meet certain conditions; or
• You receive Social Security disability benefits because you have Lou Gehrig’s disease (amyotrophic lateral sclerosis); or
• You worked long enough in a government job where Medicare taxes were paid and you have been entitled to Social Security disability benefits for 24 months; or
• You are the child or widow(er) age 50 or older, including a divorced widow(er), of someone who has worked long enough in a government job where Medicare taxes were paid and you meet the requirements of the Social Security disability program; or 7
• You have permanent kidney failure and you receive maintenance dialysis or a kidney transplant and: —You are eligible for or receive monthly benefits under Social Security or the railroad retirement system; or —You have worked long enough in a Medicare-covered government job; or —You are the child or spouse (including a divorced spouse) of a worker (living or deceased) who has worked long enough under Social Security or in a Medicare-covered government job.

Medical insurance (Part B) Anyone who is eligible for free Medicare hospital insurance (Part A) can enroll in Medicare medical insurance (Part B) by paying a monthly premium. Some beneficiaries with higher incomes will pay a higher monthly Part B premium.

If you are not eligible for free hospital insurance, you can buy medical insurance, without having to buy hospital insurance, if you are age 65 or older and you are—

• A U.S. citizen; or
• A lawfully admitted non-citizen who has lived in the United States for at least five years.

Covered California plans include:

• HMO plans (must choose a doctor within the health insurers network)
• PPO plans (must choose a doctor within the network – usually a larger network than HMO)
• EPO – combo between HMO plan design and PPO network

Once the open enrollment period opens you can make changes from November 1st – January 31st. You may change health insurance carriers or you can change your subsidies if your income has changed.

HOW DO I GET STARTED?

California Insurance Providers and BCBIS has contracted with leading health insurance carriers and Covered California to provide you an easy starting place to receive Covered Ca Plans: call us now at 855-441-2245. We DO NOT charge for our services. It is FREE of charge or fees.

We are a certified agent with Covered California and you can find us here or on coveredca.com
Bluefin Corporate Benefits & Insurance Services Privacy Policy

We understand there is a lot of valuable and important information shared with us.  It is our policy to NOT share any of our clients information with anyone other than ourselves.  We are regulated by the California Department of Insurance as well as Covered California.  You can find us on both of their websites, and if you are looking for help in finding us, just give us a call and we will walk you through it.  We collect all of your information because we are required to do so to process health insurance policies and nothing more. We do not sell any other products besides Covered California Medical policies.  Covered California may or may not share your information.  This is the clients responsibility to contact and ask Covered California directly (800) 300-1506 for their service department.

Your privacy is very important to BCBIS – we are an insurance agent, and our license depends on taking care of our clients. If you have any concerns regarding your privacy, please call us.

Our Privacy Policy states:

• Information, if any, that we us
• The different health options our clients have
• What it is that we do and who we are

BCBIS is an insurance agency that is a Certified Insurance Agent under Covered California.  We offer and have appointments with Kaiser Permanente, Anthem Blue Cross, Health Net, Humana, and Blue Shield of California.

All marketing materials, external communications, or websites which use Covered California Marks or refer to Covered California in any way must be accompanied by the following disclaimer in a conspicuous font: “Covered California,” “California Health Benefit Exchange”, and the Covered California Logo are registered trademarks or service marks of Covered California, in the United States.””